a producers secretary who solicits prospects on the telephone

This is called a. National Milk Producers Federation 2107 Wilson Blvd., Suite 600 Arlington, VA 22201 Phone: 703-243-6111 E-mail: info@nmpf.org In some cases, NDRC also solicits the opinions of relevant Chinese industrial regulators and consulting agencies, which may include industry associations that represent Chinese domestic firms. The death benefit paid will be what the premium would have purchased at the correct age. Unintentionally misrepresented a material fact on the application. Whatdoes the word Level in level term describe? ashlyn 72" ladder bookcase / la montagne jean ferrat partition piano pdf / a producers secretary who solicits prospects on the telephone. Which of the following MUST contain a "Statement of Policy Cost and Benefit Information"? a producers secretary who solicits prospects on the telephone. If a subscriber chooses a primary care physician outside of the network, the subscriber will likely pay, Paul is an employee who caught a disease unique to the trade in which he was exposed to. Duringthe accumulation period, who can surrender an annuity? Maria the insurance producer completes a sale by collecting the required signatures on the application and obtaining the initial premium. Which of thesestatements is true? With a past due premium of $100, the insurer pays $400. New Jersey insurance law requires eligible individuals to make an election to continue health insurance benefits within a MAXIMUM of _____ days after coverage termination, A _____ insurance company is one that was formed under the laws of a state other than New Jersey, All of the following are typically included in a life insurance policy illustration EXCEPT, Claims payable to a Disability Income insured, even when the insured can continue to work, are the result of a. XYZ Corp pays the tax-deductible insurance premiums for a key employee disability policy. The premium for a Modified whole life policy is, How long is the Contestable Period for health insurance policies sold in New Jersey, An applicant intentionally lying to an insurance company on an application in order to obtain a cheaper premium is an example of. Bob dies 12 months later. The policy automatically converts to whole lifeafter the 10-year period, B. Replacement regulation is designed to protect the interests of, A health insurance policy that allows an insurer to change the policyowner's premiums, but NOT cancel the policy is called. When must a claim on a life insurance policy be paid after proof of loss has been received by the insurer? Donnaand Mary were racing bicycles in a store parking lot while being cheered on by fellowemployees. The face amount and the premium will remain constant over the 10-year period. A Whole life policy option where extended terminsurance is selected is called a(n), A provision in a whole life policy that allows apolicy owner to terminate the policy in return for a reduced paid-up policy ofthe same type is called a(N). Which type of contract may NOT be issued by an insurance company? Which of these is NOT considered to be a risk factor in life insurance underwriting? D. The face amount and premium will remain constantover the 10-year period. Life insurance policies will. Howdoes one become eligible for part D: Prescription Drug Coverage? Aninsureds status under social security can be described as, Along-term care policy typically provides all of the following levels of careEXCEPT. Which of the following is NOT a qualification to be licensed as a producer? by geriford27, Which of the following is required for an insurer to conduct business in this state? A Medicare Supplement policy may be cancelled by an insurer for which of the following reasons? Determine whether the discriminant is positive, negative, or zero. What happens to interest earned if the annuitant dies before the payout start date? It allows for cash advances to be paid against the death benefit if the insured becomes terminally ill. Who assumes the investment risk in a variable insurance contract? The exceptions, reductions, and limitations affecting the basic provisions of the policy, Any advertisement that mentions a dollar amount, period of time for which any benefit is payable, cost of policy, policy benefit, or the loss for which the benefit is payable MUST disclose. How long must an individual be unable to engage in any gainful activity due physical or mental disability in order to qualify for Social Security Total Disability? The Commissioner issues a subpoena to a producer. Which of the following would be considered a "dependent child"? She paid the premium on May 15 with the policy indicating the effective date being May 30. Howdo interest earnings accumulate in a deferred annuity? By Posted browning 725 pro sporting canada What does the word "level" in Level Term describe? a producers secretary who solicits prospects on the telephone Welcome To Be Falcon Solutions Website Hotline & WhatsApp : +971556212280 | Landline : +97143873596 , +97167499398 james reynolds obituary popeyes vs chicken express do venmo requests expire yorba linda football maxpreps primary care physicians in cleveland ohio C) Unintentionally misrepresented a material fact on the application. In order for the producer's insurance business to continue, the Commissioner may issue to the producer's spouse a, has a mental or physical handicap and remains dependent on the parent, A dependent child may remain on a parent's health insurance plan beyond age 26 if the child, Under a small group health plan, an insurer is required to provide a newly-married employee at least ____ days to add the new spouse to the plan, replacing an insurance policy from one insurer to another based on misrepresentation, legible and brief description of the policy on the first page, Each delivered life insurance policy in Maryland MUST include a, The _____________ of Coverage describes policy features, benefits, exclusions, and riders in a Long-Term Care policy, A person who, for a fee, gives advice or recommendations on benefits provided by an insurance contract is called, Child over the age of 18 years who attends an educational institution and relies on the insured employee for financial support. Which of these may NOT be used in a health insurance advertisement? How much does Medicare Part B pay forphysician fees? What happens to the total amount of premium paid for an insurance policy when the payment frequency increases? Eventually, they retire and dissolve the business. In the marketplace there are four various tiers of coverage, ranging from, bronze to platinum. An insurer is REQUIRED to offer which of the following to each long-term care applicant at the time of purchase? May an insurance producer licensed in New Jersey but not in New York sell a life insurance policy to a New York resident while in New Jersey? 59 and owned account for a minimum of 10 years, B. Mark continues working after the age of 65 and is covered through his employer's group health plan. Pre-existing conditions may only be excludes from coverage for a maximum of 6 months, The reinstatement provision in a health insurance policy is, The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called, Naming a contingent beneficiary as "all surviving children" is describing by which term, The entire contract includes the actual policy and the. \text{Common stock} & \hspace{13pt}70,000 & \hspace{13pt}60,000 \\ The prescription of a drug for treatments other than what's labeled is known as _____ use, Coverage for newborns under a health plan MUST include coverage for. What does the amount of these credits represent? The act of using misrepresentation to induce an insured person to terminate an existing policy and purchase a new policy is referred to asA)twistingB)subrogationC)a life settlementD) coercion. How much does Medicare Part B pay for physician fees? a. social stratification b. feminization of poverty c. social class d. social mobility e. bourgeoisie f. vertical mobility g. proletariat h. intergenerational mobility i. wealth j. horizontal mobility k. income l. open-class system m. prestige n. absolute poverty o. relative poverty p. caste system. The face amount will remain constant and thepremium will increase over the 10-year period, C. The Premium will remain constant and the faceamount will increase over the 10-year period. HIPPA considers which of the following as "individually identifiable health information"? Which of the following describes a person who is NOT acceptable by an insurer at standard rates because of health history, occupation, or hobbies? If she dies 15 years after the policy's inception date, how much will her beneficiary receive? The names of the insurance companies represented by the producer. A. How long must a life insurance policy be in effect before the policy owner may use the non forfeiture provision? What is the MINIMUM benefit period that must be offered by a Long-Term Care Policy? The policyholder for a group health benefit plan is considered to be the, A Medicare Supplement policy can be cancelled by the insurer for, As of January 1, 2007, producer's license expires, Every two years on the last day of the producer's birth month, An insurer has the right to recover payment made to the insured from the negligent party. Upon receiving a producer complaint, the Commissioner may immediately A producer may begin to solicit insurance ONLY when, A.) A. Timeperiod an insured must wait before coverage begins, B. Timeperiod a disabled person must wait before benefits are paid, C. Timeperiod after the policy issue date in which the provisions are stillcontestable, Inan insurance contract, the element that shows each party is giving something ofvalue is called. D.) By providing consumer credit counseling. Tara the producer is delivering a specified disease insurance policy to a new policyowner. Changing from one occupation to another at the same general status is called _____. If Jay were to receive a fee for this advice (in addition to his commission), he MUST, Obtain a signed memorandum from the prospect acknowledging the amount of compensation. A. Doctormay charge up to a maximum of 15% more than Medicare pays for the service, B. Doctoris not bound by Medicare limitations on charge, C. Doctorcannot charge more than Medicares scheduled coverage, D. Doctor bills the Medicare beneficiary directlyfor services performed, A. Alwaysrequires service in a network, B. Providesa greater choice of providers, C. Alwaysrequires a referral to specialists. Which of these riders will pay a death benefit if the insured's spouse dies? d. Individual disability income insurance premiums. Twisting is an illegal act which involves, A producer does NOT have a fiduciary responsibility to. On Social Security disability for over two years, D.Falling below the federal poverty level, D. Falling below the federal poverty level, Field underwriting performed by the producer involves, Completing the application and collecting initial premium, A provision that allows a policy owner to withdraw a policy's cash value interest free is a(n). When is an existing health insurance policy required to provide coverage for a new born child? Whoassumes the investment risk with a fixed annuity contract? XZY company has applied for group health insurance for its employees. Underthe Maryland health insurance plan, comprehensive health benefits are providedto. What kind of insurance provides coverage for one or more necessary or appropriate diagnostic, preventative, therapeutic, rehabilitative, maintenance, or personal care services in a setting other than an acute care unit of a hospital? a producers secretary who solicits prospects on the telephone. who would be responsible for the prosecution of this crime? The taxable portion of each annuity payment is calculated using which method? Whatis the elimination period of an individual disability policy? A life insurance policyowner was injured in an automobile accident which results in a total and permanent disability. Please select the correct language below. Without a Section 125 Plan in place, what would happen to an employee's payroll contribution to an HSA? ABC Insurance Agency is entering each applicant who purchases insurance through their agency into a drawing to win a free trip. Mikehas inherited his fathers traditional IRA. Mary ran into John, another employee, who happened to be taking outthe garbage.

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